A BRIDGE FOR CREDIT UNIONS TO INSURANCE COMPANIES
Unlocking Better Yield Through Insurance-Based Investing
In today’s interest rate environment, spreading $250,000 CDs across dozens of banks is not only cumbersome—it’s often suboptimal. Yet for many credit unions, that’s still the default strategy. At Daly Initiatives, we believe there’s a better way.
FOR CREDIT UNIONS
A Quietly Powerful Alternative
We work exclusively with A-rated life insurance companies to provide credit unions with guaranteed investment contracts that offer yields 100–150 basis points above traditional CDs—without sacrificing liquidity, safety, or regulatory alignment.
Simplify and Strengthen Your Investment Strategy
Through a single point of contact, credit unions gain access to a diverse portfolio of insurance-based products. We build custom laddering strategies that align with your CD maturities—enhancing returns while reducing operational drag.
Our team also brings deep regulatory expertise to the table. We’ve worked with 140+ credit unions and understand how to implement these strategies within NCUA and state-specific guidelines.
A Relationship-First Approach
Unlike banks, our relationships with credit unions are personal and enduring. We don’t just provide products—we act as a strategic partner who is always just one phone call away. Our mantra: Be brief, be bright, be gone—delivering clarity without complexity.
Let’s help your credit union do more with its investments.
Schedule a short call today and learn how you can earn more by doing less.